Welcome to Money Guard School. By accessing and using our website, services, and educational content, you agree to comply with and be bound by the following Terms of Use. If you do not agree with these terms, please do not use our platform.
1. Acceptance of Terms
By using our site and services, you confirm that you are at least 18 years old or the age of majority in your jurisdiction, and that you have the legal authority to enter into this agreement. These Terms of Use constitute a legally binding agreement between you and Money Guard School.
2. Changes to Terms
We reserve the right to modify, update, or replace any part of these Terms of Use at our sole discretion. Changes will be effective immediately upon posting. Continued use of the site after such changes constitutes acceptance of the revised terms.
3. Use of the Website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights or restrict the use and enjoyment of the site by other users. Prohibited activities include but are not limited to:
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Attempting to hack, disable, or disrupt our systems
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Reproducing, duplicating, or selling any part of our content without permission
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Sharing access credentials with unauthorized users
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Using our platform for fraudulent or abusive activities
4. Intellectual Property
All content on this website — including text, graphics, logos, icons, videos, course materials, and downloadable resources — is the property of Money Guard School or its licensors and is protected by copyright and other intellectual property laws.
You are granted a limited, non-transferable license to access and use the content for personal educational purposes only. You may not copy, distribute, or modify any content without prior written consent.
5. Account Registration and Security
To access certain features, you may be required to register an account. You agree to provide accurate, current, and complete information and to update your account details as necessary.
You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.
6. Payment and Billing
All purchases must be made using a valid payment method. Prices are displayed in Singapore Dollars (SGD) and may be subject to applicable taxes. By purchasing a course or service, you authorize us to charge your payment method for the stated amount.
We use third-party payment processors to handle all transactions securely. Money Guard School does not store your credit card information.
7. Termination
We reserve the right to suspend or terminate your access to the website and services at any time and without notice if you breach these Terms of Use or engage in prohibited activities.
You may also cancel your account at any time by contacting us at support@moneyguarsdup.com.
8. Service Disclaimer
Money Guard School provides educational content and general information on financial topics. We are not a licensed financial advisor, accountant, or investment firm.
The information presented in our courses, webinars, or content is for educational purposes only and should not be construed as personalized financial, legal, or tax advice. Always consult with a qualified professional before making any financial decisions.
We make no guarantees about the accuracy, reliability, or effectiveness of the materials provided. Use of our services is at your own risk.
9. Refund Policy
We stand behind the quality of our educational content and services. However, due to the digital nature of our products, we have the following refund policy:
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Courses and Digital Products: All purchases are non-refundable once accessed or downloaded. If you encounter technical issues that prevent access to the content, please contact us within 7 days of purchase at support@moneyguarsdup.com.
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Workshops and Live Sessions: Cancellations made 48 hours before the scheduled session may be eligible for a partial refund or rescheduling, subject to approval.
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Subscription Services (if applicable): Monthly subscriptions can be canceled at any time before the next billing cycle. No refunds will be issued for partially used periods.
Money Guard School reserves the right to grant refunds or credits at our sole discretion.
10. Limitation of Liability
To the fullest extent permitted by law, Money Guard School shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your access to or use of the website, services, or content.
We do not guarantee uninterrupted access to our platform and are not responsible for delays, data loss, or service outages.
11. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of Singapore. Any disputes arising out of or relating to these terms shall be subject to the exclusive jurisdiction of the courts of Singapore.
12. Contact Us
For any questions about these Terms of Use, or to request clarification, please contact our support team:
Email: support@moneyguarsdup.com
Subject Line: Terms of Use Inquiry